b'WHAT IS A FIXED ANNUITY? A fixed annuity is a contract between you and an insurance company, which is designed to 1) Protect and grow your money without downside risk and 2) Provide a guaranteed stream of payouts for a specific period or for your lifetime. There are two phases of a fixed annuity:Accumulation: The money you contribute will earninterest at a fixed rate or a rate based on theperformance of an Index, such as the S&P 500. Payout: If selected, the money you have accumulated canbe turned into a stream of guaranteed monthly payments.WHY CONSIDER A FIXED ANNUITY? As average life expectancy increases and population dynamics shift globally, its more important than ever to make sure you have the right financial plan in place to secure your future. As a result, stable, predictable and secure investments like fixed annuities have been rising in popularity.If youre looking for a way to preserve, protect and grow your retirement wealth, build a legacy for the next generation or simply diversify your investments, you should consider adding a Knighthead Safe Harbour TMAnnuity to your financial plan.2Knighthead Safe Harbour Fixed Annuities'