b'Knighthead Annuity & Life Assurance CompanyTel 345-623-0300 | Toll Free 1-855-789-KHAL (5425) | knightheadannuity.com | info@knightheadannuity.com62 Forum Lane, Camana Bay, Grand CaymanCayman Islands Monetary Authority License #1130065This document is intended for discussion purposes only and does not create any binding obligation on Knighthead Annuity. All terms subject to contract. This document does not constitute an offer, an invitation to offer or a recommendation of any kind. The company is not acting as your financial advisor, your fiduciary and does not provide financial or tax advice. The distribution of this product may not be permitted in certain jurisdictions and void where prohibited. Products are not available for distribution in the US or to US persons. This is intended to be summary information and not sales literature or a solicitation for clients. The S&P 500 Index is a product of S&P Dow Jones Indices LLC or its affiliates (SPDJI). S&P is a registered trademark of Standard & Poors Financial Services LLC (S&P). Both the product and trademark have been licensed for use by Knighthead Annuity. Knighthead Annuitys products are not sponsored, endorsed, sold or promoted by SPDJI or S&P and neither makes any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omission or interruptions of the index. The product described herein is indexed to an MSCI index.Knighthead Annuitys products are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to such products or any index on which it is based. The Contract contains a more detailed description of the limited relationship MSCI has with Knighthead Annuity and any related products. Please refer to any relevant product summary for details on upside or downside potential and effect of surrender fees and market value adjustment. All illustrations contain hypothetical returns and actual returns may vary significantly depending on factors that may be different than or not contained in the assumptions utilized. Ratings effective July 2019. For the latest ratings visit www.krollbondratings.com or www.ambest.com. Licensed by the Cayman Islands Monetary Authority. Past performance is not a reliable indicator of future performance. All guarantees are subject to the claims paying ability of Knighthead Annuity. NOT A DEPOSIT OF A BANK-MAY LOSE VALUE-NOT BANK GUARANTEED. Knighthead Safe Harbour Fixed Annuities | Version BrochureBook0719'