b'A SPIA CASE STUDYMeet Hiroshi, a 65-year-old businessman living in Japan who has just sold his business for the equivalent of $2,000,000. He wants to: Ensure he has a guaranteed retirement income stream Provide higher guaranteed payments than other traditionalinvestment productsMove money into US dollarsHiroshi decides to put $1,000,000 into a SPIA.This product provides options to receive income for 10 years, 20 years or multiple lifetime options.Hiroshi selects a 20 year period certain that will provide him with a predictable income stream.If Hiroshi dies before the end of the 20 year period, his beneficiaries will receive the payments for the remainder of the term.$73,600 $73,600 $73,600 $73,600 $73,600$73,600 per year for 20 years Hiroshi or his Investment beneficiaries will $1,000,000 receive $1,472,000 in total payments.Age 65 Age 66 Age 67 Age 68 Age 69 Age 70knightheadannuity.comTel 345-623-0300Toll Free 1-855-789-KHAL (5425)11'