Terms and Conditions

TERMS & CONDITIONS OF USE

General

This website is informational only. It does not constitute an offer or solicitation to sell investments or insurance products. Knighthead Annuity is not registered as a broker-dealer in any jurisdiction and the products discussed herein have not been registered or approved by any central bank, governmental or regulatory authority in any jurisdiction other than the Cayman Islands. Accordingly, local securities and insurance laws and other relevant laws and regulations are generally not applicable the products described on this website.

The distribution of information and offer and sale of the products referenced on or through this website may be restricted in certain jurisdictions. This website should not be considered as communicating any invitation or inducement to engage in prohibited investment or insurance activities. It is the exclusive responsibility of the individual accessing this website to consider carefully their own applicable jurisdiction regulatory requirements and personal circumstances prior to considering a Knighthead Annuity product.

No investment, tax, legal, financial advisor or any other professional advice is provided through this website. You agree that this website will not be used by you for these purposes. You may not rely on any information herein in order to make an investment decision. No representation is given that the products or services discussed in or accessible through this website are suitable for you or any particular investor. You acknowledge that your use of this website and any requests for information made through this website has not been solicited by Knighthead Annuity or any of its affiliates and that the provision of any information through this website shall not constitute or be considered investment advice.

Knighthead Annuity takes all reasonable steps to ensure that the information on the website is accurate and up to date. However, we accept no liability for any errors or omissions on the website or the information contained in the website.

The terms of any Knighthead Annuity product or contract are governed by the formal contract documents explicitly establishing such terms and not by the contents of this website. In the event of any inconsistency between the information on this website and the terms specified in the documents establishing the terms of issue or contract, the terms specified in the issue or contract documents shall exclusively prevail.

Companies within the Knighthead Annuity family do not carry out business in the U.S. are not subject to U.S. laws. Accordingly, those that enter into agreements with Knighthead Annuity or its affiliates, directors, officers or employees will not have the protection afforded by U.S. law or the rules and regulations made under it.

Access to the Website

We have the right to terminate or restrict your access to the website at any time. These Terms & Conditions shall continue to apply after termination of your access to the website. You may not publish, copy, distribute, modify, transmit, or reproduce in any form (whether in hard copy, electronic or other) or otherwise use the information and materials on the website for any purposes other than those set out in the Terms & Conditions of Use.

Client/Distributor Login Information

Knighthead Annuity may contact you in connection with your application for access to a specified area of this website as part of the process of establishing your eligibility to access that part of this website. You are responsible for ensuring that any information that you provide to Knighthead Annuity enabling it to verify your eligibility is accurate and kept up to date at all times.

Linked Websites

This website may be linked to third party websites or contain information provided by third parties. Knighthead Annuity makes no representation as to the accuracy or completeness of such websites or information. Knighthead Annuity has not and will not review or update such websites or information and cautions you that any use made of such websites or information is at your own risk. Knighthead Annuity does not accept any liability arising out of the information contained on any linked websites or information on this websites provided by a third party and the use of such websites and information is at your own risk.

Data Protection and Privacy

Knighthead Annuity may collect certain personal information about you such as your name, address, telephone number, email address details and other information when it is voluntarily submitted to Knighthead Annuity or its affiliates on this websites, including in connection with its registration procedures for access to particular areas of this websites. Knighthead Annuity or its affiliates uses this information to ensure compliance with its obligations under applicable regulations and for its own internal purposes.

Please note that by submitting personal information you are consenting to such information being processed for the purposes referred to above. You also agree that Knighthead Annuity or its affiliates has the right to use and store such data on its internal systems and to transfer it to its affiliates for the purpose of providing services to you. Knighthead respects its Users’ privacy and is committed to protecting any personal information provided, for further details please see our privacy policy. You should also be aware that the level of protection in relation to the processing of personal data is not the same across all jurisdictions and may be different from the jurisdiction in which you reside.

Use of the Website; Copyrights, Trademarks & Service Marks

The website is owned and operated by Knighthead Annuity. Certain images used on the website are licensed, but not owned, by Knighthead Annuity and may not be used, distributed, modified, transmitted, reused or reposted without the prior written permission of the party from whom Knighthead Annuity has licensed such material. You may access Knighthead Annuity-owned material on the website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not use, distribute, modify, transmit, reuse or repost such material for public or commercial purposes without the prior written consent of Knighthead Annuity. Knighthead Annuity neither warrants nor represents that your use of materials displayed on the website will not infringe rights of third parties not owned by or affiliated with Knighthead Annuity. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.

Disclaimer

THIS WEBSITE IS PROVIDED “AS IS.” ALL WARRANTIES, REPRESENTATIONS AND UNDERTAKINGS, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF SATISFACTORY QUALITY, ACCURACY, FITNESS FOR A PARTICULAR PURPOSE AND OF NON-INFRINGEMENT OF THE RIGHTS OF A THIRD PARTY, ARE HEREBY EXCLUDED TO THE FULLEST EXTENT PERMITTED BY LAW.

WE MAKE NO REPRESENTATIONS REGARDING THE AVAILABILITY OF THE WEBSITE AND SHALL HAVE NO LIABILITY FOR ANY LOSS WHATSOEVER ARISING FROM YOUR USE OF THE WEBSITE. WE MAKE NO REPRESENTATION OR WARRANTY WITH REGARD TO THE CURRENT VALIDITY, ACCURACY OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE. ALL INFORMATION CONTAINED ON THIS WEBSITE MAY CHANGE WITHOUT NOTICE.

WE MAKE NO REPRESENTATION OR WARRANTY THAT THE WEBSITE OR ANY MATERIAL ON THE WEBSITE WILL BE FREE FROM VIRUSES, DENIAL OF SERVICE ATTACKS OR OTHER DEFECTS. WE RECOMMEND THAT YOU TAKE YOUR OWN PRECAUTIONS TO ENSURE THAT WHATEVER YOU SELECT FOR USE FROM THE WEBSITE IS FREE FROM COMPUTER VIRUSES OR OTHER DEFECTS.

Jurisdiction

The website and the Terms & Conditions of Use are governed by the law of the Cayman Islands and any dispute or action arising out of the use of the website and/or the Terms & Conditions of Use shall be determined exclusively in accordance with the laws of the Cayman Islands. The parties submit to the exclusive jurisdiction of the Cayman Islands courts.

If you have any questions concerning the Terms & Conditions of Use please contact us using the contact details on the website.